Small businesses say they need loans. Banks say loan demand is slowing down and regulators are making lending standards tougher. What's the fix? For small business owners, raising capital has never been tougher than it is today. Banks have tightened credit to small businesses and in the wake of the...
Read MOREHow are the Big 4 banks taking advantage of their customers? The Australian Securities and Investments Commission (ASIC) and Australian Small Business and Family Enterprise Ombudsman (ASBFEO) say they’re concerned after the crackdown of the “fees for no service” scandal of Australia’s biggest financial institutions. The Big 4 banks and...
Read MOREAre you a small business owner? You’re probably facing a credit crunch as banking regulations have tightened due to the Royal Commission’s highly legalistic interpretation of responsible lending laws. According to the Financial Review (Sep 2018), The Australian Prudential Regulation Authority is forcing banks to apply tougher tests on borrowers’...
Read MOREAre your clients taking up to 90 days to pay invoices and it is affecting your cash flow? Factoring your accounts receivable can be a great solution to cover the gap of slow payments. It can also save you time as factoring companies like BCashflow Positive will also assist with...
Read MOREIf you operate a small business and are looking to gain fast access to extra cash flow, then both invoice finance and business loans can be good choices. In this article, we will explore the advantages & disadvantages of both. Invoice Finance Invoice finance works by using your invoices as...
Read MORECash Flow is a great signal to indicate the health of Small To Medium Enterprises (SMEs). Positive cash flow puts a company in a better position to grow and sustain the business. However, if the business cash flow is constantly in negative, there should be an immediate concern to find...
Read MOREPoor cash flow can pose significant challenges for any business. BCashflow Positive’s debt factoring can improve your business cash flow by injecting immediate cash into your business. It is a great alternative finance option for businesses needing additional working capital to finance growth and to keep on top of operating...
Read MOREFor years now, our aim here at BCashflow Positive has been to support local Australian businesses by helping them to access cash flow ahead of time. This has allowed our customers to seize opportunities and grow at rates they would otherwise be unable to achieve. As a leading Australian factoring company...
Read MOREAs a business registered for GST, you will need to submit a business activity statement (BAS) to the Australian Tax Office every quarter. The next BAS is due on 28-April-2018. When this time comes, many businesses can worry about whether they will have the finances to pay for their BAS....
Read MORESmall businesses are being forced to take loans using the equity in their home in order to keep their business afloat. Loans taken out against property are used to pay wages, sustain cash flow and keep businesses operating. But this can put a huge strain on the business owners and...
Read MOREAre you suffering from cash flow problems? Many successful businesses still face periods when their outgoings and income aren't quite in sync. Over time, the imbalance usually sorts itself out, but on a week-by-week, month-by-month basis, a late invoice, unexpected bill or a need to buy additional materials can see...
Read MOREDefinition of invoice finance Invoice finance allows you to unlock immediate cash from your sales invoices instead of waiting up to 90 days for your clients to pay. Similar to a line of credit secured by your accounts receivable, you can convert your invoices into cash in as quick as...
Read MORE❝Getting instant funds from our invoices is crucial to our business success. It means we can pay wages on time and grow our business. The staff are also great to deal with.❞Owner, Recruitment, NSW
❝We engaged BCashflow Positive to get on top of our ATO obligations. Constant cash flow allows us to meet our operating expenses and grow our business.❞Accountant, Earthmoving, QLD
❝Our facility provides us with the buying power we need to stay competitive, and maintain growth. From day one, BCashflow Positive have been very friendly and professional to deal with.❞Managing Director, Wholesale Company, VIC
❝We used BCashflow Positive when our bankers didn’t want to know us, as we operate in an industry that was going to be affected by the introduction of the carbon tax.
Traditional lenders were unable to deal with the uncertainty and risks.
BCashflow Positive understood the risk and assisted us with our cash flow, which was great❞Financial Controller, Solar Manufacturing Company, WA
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