How Does Invoice
Discounting Work?

Watch Video

1. Send us your invoices

Invoice your clients and
send us a copy

2. Cash in 4 hours

We process your invoices and advance up to 90% of the invoice value

3. When paid – You get the rest

Receive the remainder when your customer pays

Who Can Benefit From Invoice Discounting?

Growing Companies

We help turn sales invoices into immediate cash so you can take on new opportunies and grow your business.

Startup & Turnaround

Got a growing pipeline or need to turn your business around but the banks won’t help? Speak to us today.

Companies suffering from slow payments

Don’t let slow payments hold your business back. We convert invoices into cash in as quick as 4 hours.

Companies with poor cash flow

Unlock the hidden assets in your invoices now and improve your cash flow.

Instant Quote - No Hidden Fees

Enter the total invoices currently owed by your customers

Enquire Now

Funds in 4 hours

Up to 90% of invoice value

Total Fees

1.8% for the first 30 days & 0.06% per day thereafter for up to 90 days

Invoice Discounting Experts Since 1989

For over 32 years we have been helping to relieve cash flow pressures suffered by Australian businesses from slow payments, rapid growth, the GFC, ATO debts, and the lack of support provided by their banks.

Our goal is to assist our clients at every stage of their business with transparency, flexibility and top notch customer service.

Simple To Apply

1. Contact us

Speak to our experts about a tailored cash flow solution to suit your business.

2. Approval

There is no charge to provide you with an approval.

3. Document & Settlement

Should you choose to accept your approval, we will actively work with you to get your invoices funded quick smart.

Speak to a cash flow expert

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No property security

Approval in 24 hours

No hidden fees

No quarterly audits


What is invoice discounting?

BCashflow Positive’s invoice discounting facility allows you to use your accounts receivable as collateral, advancing you with up to 90% of the invoice value in as quick as 4 hours.

Invoice discounting unlocks immediate cash from your unpaid invoices, so you can stay on top of operating expenses and grow your business.

What are the benefits of invoice discounting?

  • Boost working capital for companies experiencing rapid growth
  • BCashflow Positive can help follow up on payments, so business owners can focus on what they do best, which is growing their business
  • Funding from invoice discounting can help companies clear any tax arrears and get on top of their operating expenses

How much does invoice discounting cost?

1.8% for the first 30 days and 0.06% per day thereafter for up to 90 days. Access BCashflow Positive’s invoice discounting funding calculator to see how much funding you can get, and how much it is going to cost.

How much do I get?

Up to 90% of the invoice face value less 1.8% (fee for the first 30 days) is made available in as quick as 4 hours. The remaining 10% of the invoice face value less any accrued fees, is transferred to you when your customer pays us.

How long does it take to get approval for invoice discounting?

A response is provided in as quick as 24 hours of receiving your application.