Invoice Factoring

When you unlock your instant cash flow with invoice factoring (also known as invoice finance), you can get back to running your business. Free yourself from the uncertainty of unpaid invoices, and enjoy a form of finance that has no hidden fees, requires no property security, and can grant you access to funds in as little as 4 hours.

If you’d like to find out how much you could access quickly and easily with invoice factoring, then use our online calculator. You’ll not only see the funds that you could unlock – you’ll also see at a glance our transparent fees.

Whether you’re trying to get your startup up and running, or you have been stung by the pain of slow invoice payments in the past, BCashflow Positive can provide you with an efficient solution.

How Does Invoice Factoring Work?

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1. Send us your invoices

Invoice your clients and send us a copy

2. Cash in 4 hours

We process your invoices and advance up to 90% of the invoice value

3. When paid – You get the rest

Receive the remainder when your customer pays

Who Can Benefit From Invoice Factoring?

Growing Companies

We help turn sales invoices into immediate cash so you can take on new opportunies and grow your business.

Startup & Turnaround

Got a growing pipeline or need to turn your business around but the banks won’t help? Speak to us today.

Companies suffering from slow payments

Don’t let slow payments hold your business back. We convert invoices into cash in as quick as 4 hours.

Companies with poor cash flow

Unlock the hidden assets in your invoices now and improve your cash flow.

Instant Quote - No Hidden Fees

Enter the total invoices currently owed by your customers

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Funds in 4 hours

$90,000
Up to 90% of invoice value

Total Fees

$1,800
1.8% for the first 30 days & 0.06% per day thereafter for up to 90 days

Invoice Factoring Experts Since 1989

For over 32 years we have been helping to relieve cash flow pressures suffered by Australian businesses from slow payments, rapid growth, the GFC, ATO debts, and the lack of support provided by their banks.

Our goal is to assist our clients at every stage of their business with transparency, flexibility and top notch customer service.

Simple To Apply

1. Contact us

Speak to our experts about a tailored cash flow solution to suit your business.

2. Approval

There is no charge to provide you with an approval.

3. Document & Settlement

Should you choose to accept your approval, we will actively work with you to get your invoices funded quick smart.

Speak to a cash flow expert

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No property security

Approval in 24 hours

No hidden fees

No quarterly audits

FAQs

What is invoice factoring?

Invoice Factoring allows your business to finance your sales invoices instead of waiting up to 90 days for your clients to pay.

With banks tightening their credit policies, BCashflow Positive’s invoice factoring can be a great finance alternative for your business, requiring no property security or quarterly audits.

What are the benefits of invoice factoring?

  • It helps to cover the gap of slow payments
  • BCashflow Positive’s invoice factoring provides clients with the flexibility to choose which invoices they would like factored
  • Provides instant cash flow
  • Companies can take advantage of suppliers’ early payment discounts
  • Working capital provided by invoice factoring can help businesses get on top of their ATO obligations

How much does invoice factoring cost?

1.8% for the first 30 days and 0.06% per day thereafter for up to 90 days. Access BCashflow Positive’s invoice factoring funding calculator to see how much cash you can release from your invoice, and how much it is going to cost.

How much do I get?

Up to 90% of the invoice face value less 1.8% (fee for the first 30 days) is made available upfront. The remaining 10% of the invoice face value less any accrued fees, is transferred to you when your customer pays us.

How long does it take to get approval for invoice factoring?

BCashflow Positive can provide approval in as quick as 24 hours of receiving your application.

Choose The Invoice Factoring Australia Trusts

We’re proud to provide the invoice factoring Australia trusts for fast turnarounds on payments, transparent fees, and easy cash flow monitoring. With branches in several states, and a dedicated team ready to answer your questions or approve your application over the phone, businesses throughout the country can rely on BCashflow Positive.

Once you have been approved, gaining access to funds couldn’t be simpler. Each time you invoice a client, send us a copy, and we’ll process your advance payment that day. This means that up to 90% of the invoice value could be yours within as little as 4 hours. You’ll then receive the remainder when your client pays their invoice.

Talk To Our Team About Invoice Factoring For Small Business

Here at BCashflow Positive, we understand how all-important cash flow is for a small business. If slow payments have ever caused you to stress over paying staff, contractors, or your own invoices, then invoice factoring could provide a straightforward solution.

Invoice factoring for small business simply unlocks the hidden assets in your invoices to improve your cash flow. Unlike other forms of finance, there are no hidden fees, and the collateral is provided by your accounts receivable ledger, not through property security. By using our online calculator, small business owners can quickly uncover the funds that they could unlock from their unpaid invoices today.

To take advantage of this easy cash flow solution, talk to the team at BCashflow Positive today. We will be happy to answer your questions and help you work out whether invoice finance will provide the right solution for your business needs.

Contact BCashflow Positive To Learn More

As one of the leading invoice factoring companies, BCashflow Positive provides a sustainable cash flow solution for your slow invoice payments.

Talk to our team about the options that may be available for your SME. Whether your growing company has struggled to secure bank loans, or you are looking into advanced funds that don’t rely on credit card debt, our experts can help to explain the features and differences when it comes to invoice factoring.