Sufficient cash flow is critical for any business, whether big or small. One of the greatest disruptions to business cash flow is waiting for invoices to be paid by customers. For some businesses, this can mean waiting up to 90 days to get paid.

By partnering with BCashflow Positive, Australia’s leading invoice finance company with over 30 years experience, you can get your invoices paid in as quick as 4 hours.

Invoice Finance

What is Invoice Finance?

Invoice finance allows your business to increase its working capital by releasing the cash tied up in your sales invoices.

It’s a simpler alternative than applying for a business loan as you are using accounts receivable as collateral in order to fund the business.

Invoice Finance

How does Invoice Finance work?

Convert your sales invoices into cash in 3 simple steps:

  1. Invoice your clients for sales of goods or services
  2. 90% of the invoice value is credited to you in as quick as 4 hours.
  3. Receive the remaining 10% when your customer pays us.
Invoice Finance

Benefits of Invoice Finance

  • Cover the gap of slow payments
  • Instant cash flow
  • Get on top of ATO obligations
  • Take advantage of suppliers early payment discounts
  • Flexible alternative to finance business growth

Invoice Finance Fee & Funding Calculator
We are transparent about fees so there are no surprises

Enter invoice value including GST




Up to 90% of
invoice face value



1.8% for the first 30 days & 0.06% per day thereafter for up to 90 days

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❝As a director of an expanding consultancy & recruitment company, with a growing contractor base. I can assure folks out there, that without the team at BCashflow Positive, we’d struggle with monthly invoices and payroll. We don’t factor all our invoices, just when we need a monthly cash flow boost.❞

Yann Guillaume Director BT People

Adrian Everett Chief Executive BT People

Fast & Flexible Invoice Finance

  • Funds in 4 Hours
  • Fast 48 hours approval
  • Access to decision makers
  • Cover the gap of slow payments
  • No property security or quarterly audits
  • You choose what invoices you want funded

What Our Clients Say

❝Getting instant funds from our invoices is crucial to our business success. It means we can pay wages on time and grow our business. The staff are also great to deal with.❞Owner, Recruitment, NSW

❝We engaged BCashflow Positive to get on top of our ATO obligations. Constant cash flow allows us to meet our operating expenses and grow our business.❞Accountant, Earthmoving, QLD

❝Our facility provides us with the buying power we need to stay competitive, and maintain growth. From day one, BCashflow Positive have been very friendly and professional to deal with.❞Managing Director, Wholesale Company, VIC

❝We used BCashflow Positive when our bankers didn’t want to know us, as we operate in an industry that was going to be affected by the introduction of the carbon tax. Traditional lenders were unable to deal with the uncertainty and risks.
BCashflow Positive understood the risk and assisted us with our cash flow, which was great❞Financial Controller, Solar Manufacturing Company, WA

Talk To The Team Now
Our local Cash Flow Managers are ready to help your business.

Call Us: 1300 937 292
Monday to Friday 8:30am to 5:00pm (AEST)