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Invoice Finance: Flexible & Faster Alternative

Sep 14 2021
alternative finance

Now more than ever, businesses need to explore alternative financing solutions to ensure they have sufficient cash flowing through their business. Traditional bank loans and overdrafts are not your only option; to give you the flexibility and simplicity you need to grow your business.

At BCashflow Positive, we have more than 32 years of experience working with businesses all over Australia. Whether you are looking to expand your operations with a new facility, launch a new advertising or customer loyalty campaign, or get on top of your ATO obligations, BCashflow Positive invoice finance can help you do it.

How Invoice Finance Works

BCashflow Positive Invoice finance is a fast and easy way of getting access to the money you have already earned. Instead of waiting 30, 60, or 90 days for your clients to pay your invoices, you can bridge the gap of slow payments by financing your invoices. Convert your invoices into cash with three simple steps:

1. Invoice your clients and send us copies of the invoices you want to be funded.

2. In as quick as 4 hours, BCashflow Positive will credit you with up to 90% of the invoice value.

3. You will receive the remaining 10%, less any accrued fees, when your clients pay us.

Benefits of BCashflow Positive Invoice Finance

It is important to realise that not all invoice finance companies are the same. When you work with BCashflow Positive, we make it as easy and quick as possible for you to access the money you have already earned.

Fast Approval: You will get a response within 24 to 48 hours after submitting your application.

Fast Funding: Once you send us your invoices for funding, you can expect to receive funds in as quick as 4 hours.

No Hidden Fees: Our fee structure is simple and transparent so there are no nasty surprises. Use our funding calculator to see how much funding you can get and how much it’s going to cost.

No Property Security: Our standard security is a charge over the debtors’ ledger, not the director’s home.

No Quarterly Audits: We trust you to run your business. We just help you to keep your cash flowing.

Friendly Professional Service: We’re just a phone call away. Call 1300 937 292 to speak to a local invoice finance expert.

Why Consider Invoice Finance Over Traditional Loans and Bank Overdrafts

Invoice finance is an alternative to traditional cash flow solutions like loans and overdrafts – and for many reasons, it may be a preferred solution. Business loans are getting harder to come by, and it can take weeks or even months to get approved. Depending on the loan amount required, property security may be required, forcing you to put your personal asset, like your home on the line for the business. It’s a big risk to take in uncertain times, and it’s unnecessary when there are alternatives available. BCashflow Positive invoice finance does not require property security and approval can be provided in as quick as 24 hours.

Bank overdrafts are another go-to solution for many businesses, but they have their own challenges. Overdrafts limits can be restrictive and often not enough to support business growth. With BCashflow Positive invoice finance, your funding limit can be aligned with your receivables, so the more you grow, the more funding you can get.

Contact BCashflow Positive for a Customised Invoice Finance Solution

Since 1989, we’ve worked with many small to medium businesses with an annual turnover ranging from $500,000 to $30 million in industries such as logistics, manufacturing, labour-hire, IT, and more. With a friendly and professional approach, our team can be a great extension to your business, to help you bridge the slow payment gaps and improve your cash flow.

As an independently owned Australian company with offices in Sydney, Perth, Melbourne, and Brisbane, BCashflow Positive is committed to helping businesses all over the country. Our staff are highly experienced and will be more than happy to discuss a tailored solution for your business. Contact us to learn more about how we can help you inject cash flow into your business, stay on top of ATO obligations, negotiate bulk pricing with your suppliers, develop a new product or service, and more.

What Our Clients Say

"We used BCashflow Positive when our bankers didn't want to know us, as we operate in an industry that was going to be affected by the introduction of the carbon tax.Traditional lenders were unable to deal with the uncertainty and risks.
BCashflow Positive understood the risk and assisted us with our cash flow, which was great"

Financial Controller, Solar Manufacturing Company, WA

"Getting instant funds from our invoices is crucial to our business success. It means we can pay wages on time and grow our business. The staff are also great to deal with."

Owner, Recruitment, NSW

"We engaged BCashflow Positive to get on top of our ATO obligations. Constant cash flow allows us to meet our operating expenses and grow our business."

Accountant, Earthmoving, QLD

Speak to a cash flow expert

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