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A Global Recovery is Underway: How Your Business Can Prepare

Nov 03 2021 in Debtor Finance
debtor financing

The entire world is working to recover from the pandemic. Navigating this new landscape takes innovation, resilience, and awareness of a variety of changes. Workplaces and consumer habits may never return to their pre-2020 ways, and the businesses setting themselves up to thrive are closely re-examining all areas of their business.

In Australia, the Delta variant has thrown another complication into our reopening and recovery. Still, GDP is expected to grow by about four percent in 2022, and the unemployment rate should decline slightly over the next 12 months. 

Despite this uncertainty, there are many steps businesses can take to prepare for the future and be a part of the recovery, from developing an increased awareness of consumer expectations to seeking out funding opportunities like debtor financing.

Focus on Resilience and Flexibility

Your company’s ability to adapt to changing demands will determine whether it survives and thrives. Learn from countries and businesses that are slightly ahead of you in the reopening process: what challenges are they facing, and how can you adapt now to meet those challenges.

Streamline Your Operations

The pandemic highlighted weaknesses in the supply chain, and smart companies are looking for ways to ensure they have access to the materials and products they need when they need them. For some, this means re-shoring their manufacturing processes or looking for suppliers closer to home.  

Reinvent Your Workplace and Take Care of Your Employees

Your team is your most valuable asset, and protecting them is more important than ever. Employees are still anxious about job security and safety, so it is important to communicate clearly about changes, so they can make the best choices for themselves and their families.

You may be able to change your facilities to reduce your expenses, better accommodate your employees, and prepare for the future. This could include offering work-from-home opportunities for employees, allowing you to move into a smaller space that is less expensive. On-site, you may need to invest in new or enhanced cleaning and safety protocols to ensure employees feel safe and valued while they are at work. Debtor financing is one way to access the cash you need to make these improvements.

Use Debtor Financing to Increase Cash Flow

Debtor financing is a simple way to get access to money you have already earned. Rather than waiting weeks for your client to fulfil their payment obligations, you can use debtor financing to convert those outstanding invoices into cash. 

How BCashflow Positive debtor financing work:

1. Invoice your clients and send us copies of invoices you want to be funded.

2. BCashflow Positive will credit you with up to 90% of the invoice value in as quick as 4 hours.

3. You will receive the remaining 10% less any accrued fees when your client pays us. 

It’s a trusted solution for start-ups and established companies alike, whether you are starting the recovery process or ready to scale up again. You can use debtor financing to take advantage of bulk and early payment discounts from your suppliers, get on top of your ATO obligations, hire new employees, and more. 

Why Choose BCashflow Positive for Debtor Financing

BCashflow Positive debtor financing is simple and transparent. Since 1989, our team of cash flow experts have worked with companies all over Australia to help improve their cash flow and strengthen their business. We work closely with our clients to give you the personalised guidance you need to make the best financial decisions for your business.  

What sets us apart among other debtor financing companies:

Fast approval:  Get a response within 24 to 48 hours of submitting your application.

Fast funding: Get access to cash in as quick as 4 hours after submitting your invoices for funding.

No hidden fees:  We believe in transparency from the start. Use our funding calculator to determine how much funding you can get and how much it is going to cost.

No property security: Our standard security is a charge over the debtor’s ledger, not the director’s home. 

No quarterly audits: We are here to help you improve your cash flow, not to run your business. 

For friendly service from our experienced team: Call 1300 937 292 to speak to a local debtor finance expert.

Debtor financing can be a key strategy in your recovery plan, and we are ready to help. With offices in Perth, Melbourne, Sydney, and Brisbane, it’s easy to get in touch with us to find out which flexible debtor financing solution is right for your business.  

 

What Our Clients Say

"We used BCashflow Positive when our bankers didn't want to know us, as we operate in an industry that was going to be affected by the introduction of the carbon tax.Traditional lenders were unable to deal with the uncertainty and risks.
BCashflow Positive understood the risk and assisted us with our cash flow, which was great"

Financial Controller, Solar Manufacturing Company, WA

"Getting instant funds from our invoices is crucial to our business success. It means we can pay wages on time and grow our business. The staff are also great to deal with."

Owner, Recruitment, NSW

"We engaged BCashflow Positive to get on top of our ATO obligations. Constant cash flow allows us to meet our operating expenses and grow our business."

Accountant, Earthmoving, QLD

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