BCashflow Positive / Blog

Is Cash Flow Finance A Good Form Of Business Funding?

Aug 31 2017

In an ideal world, customers would pay their bills the day that they were invoiced! There would never be disputes over payment and businesses would never have to wait months to be paid. Unfortunately, in the real world, problems over payment are a fact of life for many companies.

Whether clients are late in paying or it’s simply the case that a few larger projects are in the process of completion and it’s not yet time to invoice.  There are many different circumstances when the cash needed to pay staff, purchase materials, or just to keep the power on, isn’t readily available. When there are issues with cash flow, a significant number of businesses turn to cash flow finance.

What is cash flow finance?

Cash flow finance is a fairly straightforward concept. A third party (such as us here at BCashflow Positive) advance you with up to 90% of the invoice value and deposit the cash into your bank account in as quick as 24 hours. BCashflow Positive then collect payment of that invoice on your behalf and credit the remainder 10% less any accrued fees when your client pays us.

With BCashflow Positive’s cash flow finance, you can choose which invoices you require funding for and know exactly how much it is going to cost. We are fully transparent about fees so there are no surprises. Give our pricing calculator a try now.

Why opt for cash flow finance?

The main advantage of cash flow finance is that it can be quickly arranged – a great solution if your financial situation has changed rapidly  (for example, if a large invoice that’s due hasn’t been paid, or a job requires an unexpectedly large purchase of materials), compromising your cash flow.

You retain control over which invoices you hand over with BCashflow Positive cash flow finance, and is not in danger of over gearing as funding is based on a percentage of the invoice value.  You are simply realizing an asset and bringing it forward.

Cash flow finance can often be the quickest financing option

When it comes to business success, your team and your reputation also play an important role. If your cash flow problems mean you may not be able to pay your staff on time or are going to default on bills, cash flow finance could be a timely solution.

BCashflow Positive cash flow finance online application takes 3 minutes to complete and a response is provided within 24 to 48 hours of receiving your application. Once your account is set up, you can get up to 90% of the invoice value deposited into your account as quick as 24 hours.

To find out more about the benefits of cash flow finance, call 1300 937 292 and we’ll be happy to help.

What Our Clients Say

"We used BCashflow Positive when our bankers didn't want to know us, as we operate in an industry that was going to be affected by the introduction of the carbon tax.Traditional lenders were unable to deal with the uncertainty and risks.
BCashflow Positive understood the risk and assisted us with our cash flow, which was great"

Financial Controller, Solar Manufacturing Company, WA

"Getting instant funds from our invoices is crucial to our business success. It means we can pay wages on time and grow our business. The staff are also great to deal with."

Owner, Recruitment, NSW

"We engaged BCashflow Positive to get on top of our ATO obligations. Constant cash flow allows us to meet our operating expenses and grow our business."

Accountant, Earthmoving, QLD

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